Health & Life

Protect your Family against life's hardest moments

Health Insurance

Accidents can happen, yet costs continue to skyrocket. How can you protect your family while still protecting your budget? Ask us.
We are here to help.

Life Insurance

We can help you plan a Life Insurance program that fits your needs and meets your goals:

Universal Life Insurance​

Universal Life allows you the flexibility to make changes as your life circumstances change, without having to change your life insurance policy. Lock in your insurability now, while you are healthy, and start protecting your loved ones, while you build cash for for your future. Ask us about a personal Life Insurance Review. We can help you determine the amount of coverage you need, and show you how simple it is to get started.

• Accumulate tax-deferred savings

• Vary your premiums

• Vary your benefit

• Suspend payments periodically

Term Life Insurance
Term Insurance covers you for a specified period of time, such as one, five, ten or twenty years. Once the term is expired, you must renew it, often at much higher rates. The policy only pays a death benefit if you die in that period of time. Term Insurance often has specific rules about when and how you can renew the policy. Term Insurance normally NEVER builds cash value. However, Term Insurance has the advantage of normally providing the highest death benefit for the lowest premium.

Ask us about which Life Insurance policy is right for you and those most important to you. Our agents will be happy to explain the differences in simple, easy to understand terms.